Not Just Managing Investments, But Managing Wealth
Nobody cares how much you know until they know how much you care.”
– Theodore Roosevelt
Who is watching your back?
How can wealth be a burden? You may have no problem answering that question off the cuff.
Managing wealth can be a tightrope walk. You have myriad concerns that may include estate planning, college savings, adequate insurance, investment decisions, adequate resources during retirement years and philanthropy goals. You have ambitions that might be challenged.
You don’t have to do it on your own. At Calvert Investment Counsel, we start by identifying your life goals. And from that beginning point, we offer services that are holistic and cover every area related to your finances.
- Financial and Retirement Planning
- Estate Planning
- Investment Management
- Trust Services through National Advisors Trust
- Insurance planning
- Accounting and Tax Planning Services
Financial and Retirement Planning
Growing old can mean growing much older than the last generation. No matter what stage of life you face financial challenges that can impact the present or future. Whether just starting a career or business, addressing educational needs or anticipating retirement we can construct and implement a program to relieve these concerns.
We start with detailed financial planning and develop a customized investment program balances objectives, goals and life aspirations against your capacity and tolerance for risk. Our approach looks at all the components.
When it comes to the perplexities of managing wealth, you don’t have to face these challenges alone. At CIC, we listen and hear and are available. We sit down with you and learn about your wealth management challenges and then we prepare a plan to deal with it all.
We then spend time with you reviewing the plan, in complete detail, to make those challenges much easier; which means you sleep soundly at night and the burden of wealth becomes manageable.
Our goal is that you will live the highest quality of life that you can, with a sense of security that the portfolio that we develop is assured, given the uncertainties in life. And, those disjointed, but inter-related facets of financial planning and life planning are carefully joined in a master plan.
Maybe better described as pre-estate planning, we help you with those facets of estate planning that require some direction and organization. We make sure you have all the pieces in place so you will be fully prepared when you sit down with an estate attorney to make critical decisions. When it’s time to put the estate documents together, the process is more efficient and costs can be managed better. Planning now will provide the most benefit to the next generation.
Investing is a means to an end, not an end in of itself. Your personalized investment program is designed to provide long-term financial security and meet the life goals incorporated within your retirement plan – all while balancing those needs against the risk required to achieve those objectives.
We marry personal, scientific risk profiles with the investment returns mandated by your plan to create the optimal asset allocation, which is the most important decision to assure success with reasonable probability.
Our allocation process features broad diversification across multiple asset classes, including conventional stocks and fixed income securities as well as more sophisticated alternative assets that allow us to manage risk by reducing volatility and correlation relative to equities.
Unlike many other advisors who employ cookie-cutter approaches, we have a comprehensive view of your finances that permit us to create more customized portfolio structures.
Insurance, Accounting and Tax Planning Services
When it comes to insurance planning or tax services, accounting or the need for a private foundation, we partner with outside experts (yours or ours), while providing you with some guidance to assure that all decisions are consistent with your overall plan. We assemble the puzzle pieces of these disparate outside professionals and connect them to the rest of your wealth management plan, so that it all works together.
Contact us today to learn more.