Whether you are a part of the Baby Boomers or even a generation behind, you are faced with nagging questions regarding retirement.
- How much money must I have in the bank to be able to retire?
- How long will I have to work before I can risk retiring?
- How will I replace my salary from investments?
- How will I deal with health care costs?
- When should I begin drawing Social Security?
- Will there even be Social Security?
- Can I afford my Bucket List of things I always wanted to do?
And the list goes on.
Our Approach to Investing in Retirement
Retirement planning requires a holistic approach that integrates our financial planning and investment management disciplines as explained under Services for Individuals & Families.
We start with an in-depth analysis of your current financial picture, long-term goals and risk profile. We then develop a formal Retirement Plan that includes a comprehensive asset allocation to assure the generation of cash flow to meet both anticipated and contingency needs.
We discuss potential needs for life and long term care insurance and evaluate Estate planning strategies. Equally as important, your personalized plan is formally reviewed and updated annually to monitor and adjust to changes in your current or future needs.
No matter what your age or circumstances, Calvert Investment Counsel can work with you to develop a retirement plan and investment strategy that is suited to your individual needs.
Your Next Step…
It’s never too early or too late to start saving for retirement. No matter your situation, Calvert Investment Counsel can help you get on the path to a prosperous retirement.
Retiring doesn’t mean that your retirement planning should stop with the work. In fact, retirement planning may be even more crucial while you’re already in retirement.