Do you want to have enough money for your entire retirement?
Running out of money as you get older can have enormous circumstances.
You need to know where to invest and how to manage risk.
You can plan your way to avoid this by getting the right information, so you save enough for a secure retirement.
Most people don’t know how to do this on their own and therefore need the proper help.
You need to consider such things as:
- Life Expectancy
- Legacy and Estate Planning
- Investment Goals
You also want to make sure that you are asking yourself the right questions such as:
- How much money would you like to have remaining for your estate?
- How much cash flow will you need during retirement to cover your expenses?
- How much growth will you need to accomplish these goals?
The answers to these questions will tell you how large of a portfolio you will need, to provide the proper cash flow.
For most of you, this should make up your highest priority goals.
Now that you know the answers to these questions, you now have the proper information to start creating a strategy to get there.
This strategy will be based on how much growth you need, and how much time you have to get there.
Every investor is different and there is no one size fits all strategy. You have your own individual needs, wants, and goals to achieve.
You also have to take into consideration:
- Market Conditions
- Interest Rates
All of these things can be complicated and you do not want to make a mistake that could derail your retirement.
Do you have the time and knowledge to manage your own portfolio?
If not and you choose to get help from a professional, make sure to do your homework.
You want to ask them how they get paid, and if that presents any conflict of interest.
You also want to make sure that they do personalized portfolios based on your specific needs.
Calvert Investment Counsel can help you with the proper planning up front, to make sure that you don’t run out of money in the middle of your retirement.
We will help you uncover where you are at now, what your financial and life goals are, and what you will need to get there.
You need a firm that will give you the right information and that is committed to doing what is right for you.
You can put yourself in the optimal position to achieve your financial goals and we can help you get there.
Here’s Your Next Step…
For your free retirement planning session with one of our experienced representatives, give us a call today at 410-435-3270 or click here to book your session online.